Is bad credit preventing you against getting an auto loan?

Is bad credit preventing you against getting an auto loan?

At Legacy Auto Credit, we concentrate on rebuilding our customer’s credit through low-interest auto loans.

In the event the credit is preventing you against stepping into a dependable automobile, guide a totally free consultation with certainly one of our credit professionals to get going!

Boost your Credit Rating

Our objective would be to transform our clients’ monetary life by enhancing their fico scores, enabling loan providers and credit card issuers to take into account them low-risk. We accomplish this goal through getting our customers in to the right automobile to restore their credit rating.

Legacy Car Credit provides:

  • Low-kilometre cars, to help you drive a reliable car and make low re payments
  • Industry-leading auto loan prices — we’ll never charge you 20-30% prices like other creditors
  • 2-5 term options year
  • Reports to Equifax, to ensure your credit rating improves on the term
  • Detailed intends to allow you to rebuild your credit
  • Partnerships with dealer teams, to offer a big choice of cars to satisfy your requirements
  • Professional staff to simply help with debt-restructuring through proposals and bankruptcy
  • Multi-point vehicle inspections, in reducing the possibility of unforeseen fix costs
  • 30 Time Trade
  • Free Distribution

Step 1

Apply On The Web

Our effortless credit application will have the process began with certainly one of our Credit and Finance Advisors.

Step Two


Our consultative way of funding will make suggestions through the credit rebuilding procedure which help you reconstruct your credit with a car loan.

Step Three

Drive Away

After your approval, you are able to drive away in your vehicle that time if you’d like! By way of our super easy process, we’re going to allow you to get authorized and driving very quickly, you want through rebuilding your credit so you can get back to living the life.

Why Is Us Various

Our Company Is The Financial Institution

We have been an in-house funding company that lends our very own cash, and that makes us various.

Meet The Group

At legacy Auto Credit you can easily select whom works in your favor. Our commission that is non Credit Finance Advisors can get you approved and explain to you automobile choices

We Deliver

Whom knew automobiles had been like pizza. You can now get our rate that is low in funding anywhere in Ontario and never have to keep your house.

Exchange Privilege

We’re you’ll that is sure satisfied with your purchase, however in instance you aren’t merely carry it back* and we’ll help you trade it for the right choice. (*Some exceptions use)

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Our company is focused on causing you to a durable consumer and buddy.

My spouce and I had a phenomenal experience coping with Vic, and legacy car credit. Assisting us realize exactly how credit file work and exactly how to boost it, making us feel confident!

Victor had been amazing! He had been really explain that is thorough we had a need to understand and replied any concerns that I experienced. He definitely went far above to obtain me personally another automobile. I would personally recommend planning to see him if you’re to locate another automobile.

Vic had been great in getting me personally vehicle that we love and is dependable. I would, he worked very well with my income as well if I could give more than 5 stars!

Vic had been amazing to cope with exemplary interaction through the whole procedure. Moved me detail by detail placing me personally into automobile that was suitable for me! Thank you for your entire assistance

Definitely the experience ive that is best had purchasing a vehicle had been using this spot! Everyone else is quite helpfulf! Vic ended up being great with interaction and maintaining us as much as date from the procedure and got us a motor automobile we desired quickly without issues! Would certainly keep coming back once more

Am I able to obtain a motor auto loan after having a repossession?

Yes, at Legacy Auto Credit we recognize that a repossession is often the outcome of an event that is uncontrollable situation. Quite a few customers have experienced a previous repossession or may be going back their car into the bank whenever filing a bankruptcy or customer proposition.

Will this assist me personally build my credit?

Yes, if you will be making your instalments on time. Legacy Auto Credit reports your re re payment history to Equifax monthly. As time passes with on time payments your rating shall increase.

What exactly is In-House Financing/Leasing?

At Legacy Auto Credit we provide In-House Financing/Leasing. What this means is you pay us back that we provide the funds and then. We could have a look at your credit situation on a level that is personal determine your capability to produce payments even although you have actually bad credit. We result in the ultimate decision on the approval which results in more approvals and better prices. Our rates of interest for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand brand new automobiles.

Wemagine if i’ve been turned straight straight down before?

We come across lots of people which have been formerly refused as a result of a few reasons that have included, poor re payment history, perhaps perhaps not sufficient time at work, way too much financial obligation and income that is non-garnishable. With your In-House program we examine your earnings, expenses and debts that could be inducing the change downs and offer you with methods to get you driving and rebuilding your credit.

I still qualify if I have filed a bankruptcy or consumer proposal, can?

Yes, at Legacy car Credit our In-House system was made for consumer and bankruptcy proposition clients. You can still qualify for our low rate in-house program if you are about to file or have already filed and are not discharged. We assist a few trustees whom see you to succeed in rebuilding your credit that we truly offer low rates and want. If you should be planning to file we shall utilize one to secure an automobile before filing to be able to be confident in coming back your present automobile which has an excessive amount of negative equity, has excessive of repayment or doesn’t suite your preferences any longer. We additionally report your repayments to Equifax which can only help re-establish your credit rating.

Did not see what you’re shopping for?

We’re Right Right Here To Aid

Our task is always to assist people who have bad credit get automotive loans at a cost point in accordance with prices they could afford. Irrespective of your circumstances, it is well worth trying and talking to certainly one of our credit experts. Don’t let credit that is poor in the way of residing a much better life.

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